Of course everyone always has an opinion and Minority Speak is no different :) Many of our readers have some inspiring things to say this category includes articles that do just that – inspire. Hopefully you enjoy their opinions and they make a positive difference in your life or the life of a loved one.

Restructuring Role Models

Today our youth are blinded by materialism and fast results. They want it now and they want it big. Perhaps the media has fooled our young into believing that success is measured by your ‘bling’ and your things, and that the only great role models are those who received record deals or sports scholarships. Neither should be the case.

Basketball CourtNot every person will become the next multi million dollar recording sensation or the next basketball phenomenon, so we must keep in mind that success is not defined so narrow. Our definition of success needs to evolve and expand to facilitate the rest of us; the majority. Many will go to college, contribute to the workforce, or the professional world, but we never hear their stories, nor shed illumination on their success. Their process and products deserve the same recognition and applause, so perhaps we as a society need help re-shifting our focus to ALL possibilities. (more…)

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The Power of Choice (And Why You Must Choose)

In each person there lies a powerful gift that is arguably the most powerful of all to be bestowed upon us. That is the Power of Choice. Said another way, each of us has been given the luxury to make decisions in all that we do. Where we stand today is merely nothing more than the summation of all of the decisions that we have made prior to that moment.

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Traveling for Beginners

So you haven’t traveled to all the fantastic places around the world such as Bora Bora or the Bavarian Alps, or even beyond your state for that matter…. Here’s some simple tips to help even the most budget-minded folks get far and not spend a ton of dough broadening your horizons.

  1. Get In A Car and Go! Notice that we didn’t necessarily mean your car. Weekend car rental prices can really beDestination Street  Sign affordable if you make a reservation via the Internet or take advantage of discounts you perhaps qualify for such as AAA (Triple A). If you have a decent car, drive it and don’t be afraid to put some miles on it! Investing in a reliable car and avoiding putting miles on it by keeping in your garage is somewhat counterproductive ;).Traveling by car can be somewhat time consuming and even discouraging considering today’s gas prices, but I personally believe its still one of the easiest ways to get out of town with little planning (for you spontaneous bunch) and minimal money in your pocket. If you travel with friends and share the expenses, memorable trips become even more affordable. Start by identifying a range of time you are willing to drive such as 4-5 hours to arrive at your destination. Then use a map to figure out what places of interest may be within that distance. (more…)

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Addition and Subtraction – My 2 Cents on Getting Ahead Financially…

When it comes to getting ahead in life there doesn’t seem to be a lack of complicated advice on how to get the job done. Yet despite the abundance of books from well-known and not so well-known authors, TV shows, instructional videos, and a plethora of other resources, people are still struggling to get ahead – particularly financially.

Money Now let’s get one thing straight – I’m no financial guru by anyone’s measure and have little desire to become one. However by sticking to what I often refer to as “addition and subtraction” I’ve managed to avoid the common mounds of debt and terrible credit scores generally plaguing a “gazillion” people. I do realize a gazillion seems like a lot, but you get that impression judging by the number of debt-consolidation and credit improvement agencies fighting for our attention. Before you know it, we’ll be able to pump our gas and consolidate our debts at the same time!
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